Move your money the way you want with a suite of financial tools built for the modern age.
Experience a seamless flow between your crypto and everyday spending.
Trade major digital assets instantly with zero hidden fees.
Handle electricity, data, and water subscriptions in seconds.
Your travels are now just a tap away. Use your Jo balance to book around the globe.
Making life easy for users each week
Get the JOAPP first and install it to access secure crypto exchange on your device.
Register an account and complete a quick verification.
Add money to your wallet using bank transfer or card to start trading instantly.
Exchange fiat for crypto and vice versa instantly at the most affordable rates.
Transaction Status
Your crypto walllet has successfully been deposited with $1000 USDT.
Don't let your unused gift cards go to waste. Exchange them for instant cash at the most competitive rates in the market. Fast, secure, and reliable.
Search, book, and confirm your flights and hotels using your Jo wallet. No need to move money to external banks. Total autonomy over your travel capital.
Your frequently asked questions, answered. Everything you need to
know about joining JOAPP
JOAPP is Nigeria's comprehensive digital financial services platform for bill payments, flight bookings, and secure digital asset trading.
JOAPP has completely transformed how I handle my business transactions. From paying electricity bills to buying airtime for my customers, everything runs smoothly. The app is incredibly reliable and I highly recommend it to every business owner.
Owner, Adejumo Provision Store, Ibadan
Since I started using JOAPP, managing my family's finances has become so much easier. I can pay my children's school fees, buy data bundles, book flights - everything in one place. Their customer service team is also very helpful and responsive.
CEO, Aliyu Fashion House, Kaduna
As someone who travels frequently for business, JOAPP has become an essential tool for me. Whether I need to book flights or send money back home, the app works perfectly every time. It's very reliable and the rates are highly competitive.
MD, Okechukwu Trading Company, Lagos
The convenience JOAPP offers is unmatched. From bill payments to airtime recharge, everything is seamless. I recommend this app to anyone looking for a reliable financial solution.
Financial Advisor
